MyCard Vault – Wallet - Privacy Policy

Privacy Policy

This Privacy Policy explains how MyCard Vault – Wallet ("we", "our", or "the App") handles information when you use our mobile application.

By using MyCard Vault – Wallet, you agree to the practices described in this Privacy Policy.

1. Information We Collect

MyCard Vault – Wallet is designed to help you organize and manage your card information.

Depending on the features you use, the App may allow you to enter information such as:

  • Card name or nickname

  • Cardholder name

  • Card number

  • Expiration date

  • Card type

  • Card color or design

  • Notes or other information that you choose to enter

We do not require you to create an account to use the basic card-management features of the App.

2. How Your Card Information Is Stored

Card information entered into the App is primarily stored locally on your device.

We do not operate a server that is intended to collect or store your card information.

You are responsible for protecting access to your device. If you uninstall the App, clear its application data, or lose your device, locally stored information may be deleted unless the Android operating system or another backup mechanism has preserved it.

Important: MyCard Vault – Wallet is a card-information organization tool. It is not a payment processor, bank, financial institution, or digital payment service.

You should not use the App as a replacement for your bank's official application.

3. Advertising

The App may display advertisements using third-party advertising services, including Google Mobile Ads (AdMob).

Advertising providers may automatically collect certain information from your device, such as:

  • Advertising ID

  • IP address

  • Device information

  • App information

  • Approximate location derived from IP address

  • Advertising and interaction information

  • Information about ad impressions and interactions

This information may be used to provide, measure, and improve advertising.

During development and testing, the App may use Google-provided test advertisements. Production versions may display real advertisements.

For more information about Google's handling of information, please review Google's privacy information:

Google Privacy & Terms

4. Analytics

If analytics services are enabled in the App, third-party analytics providers may collect information about how users interact with the App.

This may include:

  • App usage information

  • Device information

  • App version

  • Crash and diagnostic information

  • Approximate location

  • Events and interactions within the App

Analytics information is used to understand app performance, identify problems, and improve the user experience.

5. Personal and Sensitive Information

We recommend that you do not enter unnecessary sensitive information into free-text fields or notes.

The App is not intended to collect:

  • Bank account passwords

  • Online banking login credentials

  • PINs

  • OTPs

  • CVV/security codes

  • Passwords

  • Government identification numbers

You should never enter information that you do not need to store in the App.

6. Data Security

We take reasonable measures to protect information handled by the App.

However, no method of electronic storage or transmission can be guaranteed to be completely secure.

Because card information may be stored locally on your device, you should use appropriate device security such as:

  • Screen lock

  • PIN

  • Password

  • Fingerprint authentication

  • Other supported device security features

7. Data Sharing

We do not sell your personal information.

We may share limited information with third-party service providers when necessary to operate, maintain, analyze, or monetize the App.

For example, advertising providers may process advertising-related information as described above.

Card information that you enter and that is stored locally is not intentionally transmitted to our servers for advertising purposes.

8. Children's Privacy

MyCard Vault – Wallet is not specifically directed toward children.

We do not knowingly collect personal information from children in violation of applicable laws.

If you believe that a child has provided personal information through the App, please contact us so that we can take appropriate action.

9. Your Choices

Depending on your Android device and the services enabled in the App, you may be able to:

  • Reset your advertising ID

  • Restrict personalized advertising

  • Disable certain device permissions

  • Uninstall the App

  • Clear the App's stored data

You can also choose not to enter information into the App.

10. Data Deletion

Because card information may be stored locally on your device, you can generally delete it by:

  • Removing individual cards from the App, or

  • Clearing the App's data, or

  • Uninstalling the App

If you contact us regarding deletion of information held by a service provider, we will handle the request in accordance with applicable law and the relevant provider's policies.

11. Third-Party Services

The App may use third-party services such as:

  • Google Mobile Ads (AdMob)

  • Google Play Services

  • Analytics or crash-reporting services, if enabled

These services may process information according to their own privacy policies.

We recommend reviewing the privacy policies of these third-party providers.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

When changes are made, we will update the "Last Updated" date at the beginning of this Privacy Policy.

We encourage you to review this Privacy Policy periodically.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or MyCard Vault – Wallet, please contact us

App: MyCard Vault – Wallet

14. Consent

By using MyCard Vault – Wallet, you acknowledge that you have read and understood this Privacy Policy.

If you do not agree with this Privacy Policy, please discontinue use of the App.

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